![](https://images.squarespace-cdn.com/content/v1/5eb99e53d2ae880e0ffc51fb/1591115418922-H7EY7W9FJI405M3OOMZ6/shutterstock_1354055126-Scaled.jpg)
Mechanical Failure Warranties
We offer a wide range of mechanical and electrical failure warranties and guarantees.
Why Use Our Warranty Products?
We offer a wide variety of warranty programs for Cars, LCV`s, Motorhomes, Caravans, Mopeds and Motorbikes, including coverage for private hire, courier and driving schools.As a dealer you have the choice of buying conventional Mechanical Breakdown Insurance policy (MBI) or a non FCA "Obligor" Warranty where we will provide the outside claims resource. We can also offer you a fully administered Dealer own Guarantee (Pot) programme.
Mechanical Breakdown Insurance (MBI) - Various levels of cover from 'Lead-in' (Auto) to all mechanical & electrical (Elite) cover for any age & mileage of vehicle. Claim limits from £500 to £5,000 with terms from 3 months to 60 months.
Mechanical Breakdown Warranty (Obligor) - Various levels of cover from 'Lead-in' (Auto) to all mechanical & electrical (Elite) cover for any age & mileage of vehicle. Claim limits from £500 to £5,000 with terms from 3 months to 60 months. This product is currently outside of the scope of the FCA, as it is the dealer that is the insured.
Dealer Guarantee Administration - We will carry out the guarantee and claims administration on your own guarantee programme, producing quarterly loss ratio reports.
Dealer Guarantee Books -We can also supply fully compliant guarantee books to be given to your customers, but where we are not involved in the claims process.
Boost Option:
This "Boost" option provides cover for:
Wear & Tear
Diesel Particulate Filter (DPF)
Battery
Satellite Navigation Systems
Multi-media Sound Equipment
Catalytic Converter
Extendable Warranty Period
If the customer has 36 month Warranty Period, and their Warranty includes the ‘Extendable Warranty Period’ option, they will be contacted by the Administrator towards the end of the 36 month period.
Providing, the Vehicle is still in their possession and
they and the Vehicle still satisfy the Terms and Conditions and eligibility criteria of this Warranty; and the Vehicle has been serviced in line with the ‘Servicing Standards and Record’ throughout the Warranty Period, then:
They will be offered the option to extend the Warranty for a further 24 month period, at no additional cost to them (Subject to certain criteria).
Ask for details on this "unique" marketing tool.
Eligibility
The market value of covered vehicle does not exceed £125,000
The covered vehicle has a maximum GVW of 3.5 tonnes or less (7.5 tonnes on Motorhomes)
Elite and Merit are available for Cars / LCV`s that are less than 10 years old or covered less than 100,000 miles at policy inception.
Select and Auto are available for Cars / LCV`s that are of any age or mileage.
Gold - Is available for Motorhomes, Caravans or Motorcycles that are less than 5 years old or covered less than 60,000 miles at policy inception.
Silver - Is available for Motorhomes, Caravans or Motorcycles of any age or mileage.
There are some exceptions available to these maximum age / mileage criteria - ask for details.
Main Benefits
Warranties on Car and LCV are available on terms from 3 to 60 months.
Warranties on Caravan Motorhome, Motorcycle and Mopeds are available on terms from 3 to 36 months.
Cover for Couriers, Driving Schools and Taxis available.
Underwritten by Acasta European Insurance Company Limited.
Monthly financing options available for warranty up-sells.
Access to an approved repair network (including Halfords).
Claim limits of £100 - £5,000 per claim.
Labour rates of £42.50 to £100 per hour available.
We pay the repairer direct - no need to pay first and then re-claim.
No policy excess.
Transferable to a replacement vehicle that meets the eligibility criteria.
Simple On-line registration.
Drive Assured branded Point of Sale materials available, along with consumer leaflets.
Significant benefits over our competitors products
Vehicle Hire - We will pay up to £20 per day (including VAT) for a maximum of 3 day if the manufacturers recommended repair time exceeds 8 hours. The period does not include delays whilst awaiting the start of repairs or delivery of parts.
Towing In - We will pay for towing charges up to £50 including VAT.
Continental Use - Cover is extended to include mechanical failure whilst you are abroad, up to a maximum of 60 days in any 12 month period.
Please see the full terms and conditions for details about these additional benefits.