Cosmetic Repair
How to keep your customers car looking like new?
How can you keep the customers car looking like new?
Our Cosmetic Repair cover provides a small body repair system that will keep your customer`s vehicle in showroom condition, without compromising their motor insurance no claims bonus.
This ensures that the vehicle remains in perfect condition - free from chips, minor dents, light scratches and scuffs - meaning delighted customers and better part-exchanges. We also offer a product for “Business Use”.
With our Cosmetic Repair products, the vehicle is covered for damage caused by everyday motoring or business use (if Business Use product purchased).
Customers can claim up to £250 per individual repair and £3,000 in aggregate over the period of cover.
Repairs can be carried out at the customer`s home address or place of work, at a time convenient for them.
We will pay the repairer directly, so no need to pay and then re-claim.
There is a £10 excess payable on each individual repair made.
Any repairs that exceed £250 are not considered to be minor damage.
What is covered?
Minor Dent means damage to a metal body panel, not exceeding 30 (thirty) cm in diameter and where such panel has not been ripped, perforated or torn.
Chip means damage to the painted vehicle body panel not exceeding 1.5 (one and a half) mm in depth and 3mm (three) in diameter.
Light Scratch means damage to the vehicle body panel not exceeding 30 (thirty) cm in length and not extended over more than 2 (two) adjacent body panels.
Scuff(s) means light scraping of the top surface paint, not penetrating to the base material of the Vehicle and not exceeding 30 (thirty) cm in diameter.
Eligibility
The invoice price / current market value of covered vehicle does not exceed £100,000
The covered vehicle is less than 7 years old at inception of the policy and has a maximum GVW of 5 tonnes.
The covered vehicle has covered less than 80,000 miles at inception of the policy
The covered vehicle was purchased within the last 90 days from an approved dealer.
Main Benefits
Periods of 30 days, 12, 24 or 36 months.
Underwritten by Acasta European Insurance Company Limited.
10/12 months payment option (0% APR available with a subsidy).
Claim limit of £250 per claim and £3,000 in aggregate.
With a £10 policy excess.
Transferable to a replacement vehicle that meets the eligibility criteria.
Business Use option available (at extra cost)
Significant benefits over our competitors products
Periods of 30 days, 12, 24 or 36 months.
Business Use option • Wider eligibility criteria.
Dents, scratches and Scuffs up to 30 cm’s and not 15 cm’s, like most other products.
Repair / replacement can be linked to Manufacturer / Dealer network.
Transferrable to a replacement vehicle that meets the eligibility criteria.
On-line Policy Registration
Available as dealer Obligor or insurance.