Keycare Insurance
This insurance provides cover to reimburse you for lost or stolen vehicle / home keys.
Why Use Our Keycare Insurance
We have all done, misplaced or lost our keys, whether by accident or theft.
What if my keys are stolen?
What if an insured key is locked in my vehicle?
What if an insured key is locked in my home?
Our Keycare Insurance covers the costs of replacing or repairs to lost, stolen or broken keys.
What is covered?
The insurer will pay for the following if the customer looses their keys during the policy period:
Cover for lost and stolen keys, replacement locks and any call-out charges up to annual cover limit. Cover for locksmith charges if you lock yourself out of your home or vehicle up to call-out limit.
There is no excess to pay, and this will not affect your No claims discount on main home or motor.
This policy is limited to a maximum of 1 claim from any of the 4 sections outlined in your policy document during the period of insurance.
Claims under this policy are subject to a limit of indemnity documented on your policy schedule for any one claim and in the aggregate. For the avoidance of doubt this is the maximum value that will be settled in total for any claim/s made under this policy.
Eligibility
An individual eligible for this insurance cover if he or she:
Is resident in England, Scotland, Northern Ireland or Wales on the start date and remains so throughout the period of insurance.
Is at least 18 years of age.
Has applied for this insurance cover in the form approved by us.
Has paid or agreed to pay the premium and agreed to comply with the terms and conditions of this policy.
Main Benefits
Period of 12 months only.
Underwritten by Acasta European Insurance Company Limited.
10/12 months payment option (0% APR with a subsidy).
Claim limit of £300 or £1,000.
No policy excess payable.
Significant Benefits Over Our Competitors Products
Cover for lost and stolen keys, replacement locks and any call-out charges up to annual cover limit. Cover for locksmith charges if you lock yourself out of your home or vehicle up to call-out limit.
There is no excess to pay, and this will not affect your No claims discount on main home or motor.
This policy is limited to a maximum of 1 claim from any of the 4 sections outlined in your policy document during the period of insurance.
Claims under this policy are subject to a limit of indemnity documented on your policy schedule for any one claim and in the aggregate. For the avoidance of doubt this is the maximum value that will be settled in total for any claim/s made under this policy.